Mocasa: Pay Later & Quick Loan3.2.5 - Google Play

Get your first Cash Loan or Virtual Mastercard on Mocasa – Hassle-free! Instant approval with transparent pricing.

Mocasa Quick Loan Highlights:
· Loan amount: ₱1,000.00 - ₱50,000.00
· Loan term: 91 days - 365 days
· Maximum APR: 144%
· Third-Party Convenience Fee: Up to ₱20 per transaction (varies by payment channel)

REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN:
91-day loan with principal amount of ₱10,000
· Interest (5.500% per month × 3): ₱1,650
· Service Fee (16.5% of principal): ₱1,650
· Total cost retained by Mocasa: ₱3,300
· Total Repayment: ₱13,300
· Monthly Repayment: ₱13,300 ÷ 3 = ₱4,433.33
· Annual Percentage Rate (APR): 132.36%
Note: Convenience fees charged by third-party payment gateway providers are disclosed separately and are not included in the APR.

Mocasa Virtual Mastercard Features:
· Interest-Free Period: Enjoy up to 50 days of interest-free credit, just like a standard credit card.
· Shop Anywhere: Add it as a payment method to any app or website that accepts Mastercard.
· Scan to pay: Pay via QRPh code at stores nationwide.
· Bill Payments: Pay utility bills or buy load/data directly within the Mocasa app.

PRIVACY & PERMISSIONS
· Your privacy is our priority. We will never disclose your personal information to anyone without your permission or sell your data to third parties.
· Before you avail of any loan, we will provide a Disclosure Statement in compliance with the Truth in Lending Act to ensure full transparency—no surprises.
· Study the terms and conditions in the Disclosure Statement before proceeding with any loan transaction.
· Mocasa strictly complies with Google Play policies and does not require access to your Contacts, Call logs, or Photo Gallery.

WHO CAN APPLY?
· 21+ years old
· Filipino citizen
· Have 1 government-issued ID
· Have a stable income

HOW TO APPLY?
· Register: Create an account with an active mobile number.
· Apply: Fill out the simple Online Loan Forms.
· Review: Get evaluated in as fast as 5 minutes.
· Cash Out: Money will be disbursed to your preferred account immediately upon approval.

WHY CHOOSE MOCASA?
· High Limit: Get approved for up to ₱50,000.
· Easy Access: 100% online process with no collateral required.
· Transparent Pricing: All fees and costs are clearly disclosed before you confirm your loan.
· Fast Disbursement: Transfer cash instantly to your GCash, Maya, Lazada wallet, or bank account.

WHO WE ARE
· Corporate Name: Philippines Cashtrout Lending Corporation
· Business Name: Mocasa
· PSEC Registration Number: CS201910407
· Certificate of Authority (CA): 3015
· Office Address: 4/F Kings Court 1 Building, 2129 Chino Roces Ave., Pio del Pilar, Makati City, Metro Manila, Philippines

CONTACT US
We value your feedback! If you have any questions or suggestions, please contact us:
· Email: support.user@mocasa.com
· Office Hours: 8:00 AM – 8:00 PM, Monday to Sunday
· Website: www.mocasa.com

Follow us for the latest updates:Facebook/Socials:
@MocasaPayLaterandQuickloanPH
@MocasaCustomerServicePH